New nationwide service, Smile Ireland to offer a FREE friendly financial repair and maintenance service. Smile Ireland is the brainchild of Financial Adviser, Clare Dooley who set up the service as a radical response to the personal debt crises in Ireland. Smile Ireland will offer immediate FREE practical and qualified financial advice, a full financial review and assistance with creditors.  Smile Ireland also has a support network in place to help people rebuild their lives outside of their obvious financial predicament.  This team of experts specialise in counselling, diet and nutrition, fitness, interview skills and CVs, liquidation and new business start ups.  Smile Ireland is currently recruiting qualified financial advisors, pension advisers and trainee financial advisors for an immediate start.  The jobs will be located nationwide with the initial 30 positions Dublin based.  Smile Ireland are looking for motivated self starters who are willing to work in a caring professional way and will provide full training, admin support, client leads and competitive remuneration package.

Irish personal debt stands in excess of a staggering €172 billion and now the crises has reached such catastrophic proportions that health is no longer any indication of wealth as money worries aren't just keeping people awake at night but are causing high levels of stress, depression, low self esteem, hopelessness and despair.

The call for action is immediate and although there have been some measures put in place to help individuals and families; unfortunately it is not happening fast enough. 

Smile Ireland can take complete charge of an individual’s finances with the objective of returning it in a manageable state after a period of time with no fees and hidden costs.  Smile Ireland is not a debt management agency or any relation to MABS.  The main objective is to take away that crippling fear that renders some people powerless to cope and give them back control of their finances.

The main areas where individuals and families find themselves falling into difficulty are credit cards, credit union repayments, mortgages, overdrafts, creditors going legal, utility bills such a electricity and gas, bank loans, loans from family or friends, car loans and debts which have been ‘sold on’.  A qualified financial advisor will perform a full financial review and then work out a plan to steer the person back into a manageable financial position. The Smile Ireland representative will negotiate with solicitors, banks, mortgage companies and all creditors and restructure weekly and monthly incomes.

The financial advisor will also check tax efficiency, life cover, pension and insurances to make sure that the individual or family has the best value products and advice.